Papa Bay Estates Retreat. Large,open and airy, beautiful custom home; over 5000 sq. ft. under roof, on three private acres in an established rural subdivision. Fenced and gated, mature landscaping, garden with raised beds and greenhouse, producing bananas, macnuts, coffee, papaya, coconut and fruit trees. Gorgeous coastline and ocean views. Separate sunny studio w/one bedroom and bath. New Trex deck, Saltillo tile floors, stained glass and custom cabinetry. Home has 2 koi ponds with fountains and a lovely gazebo covered patio for entertaining, an exercise room and huge workshops w/custom cabinets. There is also about 2 acres in pasture, perfect for horses. Private shore access by 4X4. Potential uses include B&B, home business, or comfortable family home. Owner financing possible.